Free Essays on Other Peoples Children

Philosophy of Education The term philosophy can be defined in many ways. I like to define philosophy to mean â€Å"truth.† When evaluating my philosophy of education, my views are clear and concise. Education should be provided to everyone, free of charge, and free of discriminations. Education today is provided to everyone publicly at no expense. Although free, it does not come without distractions. For instance, public schooling has turned into more of a daycare type setting for teachers and students. With emphasis based on violence, and rightfully so, I feel the learning environment has deteriorated to an extreme extent. Administrators focus more on dress codes and violence prevention, than they do on test scores and how we compare to other countries. According to "A Nation at Risk", the American education system has declined due to a " rising tide of mediocrity" in our schools. States such as New York have responded to the findings and recommendations of the report by implementing such strategies as the "Regents Action Plan" and the "New Compact for Learning". In the early 1980's, President Regan ordered a national commission to study our education system. The findings of this commission were that, compared with other industrialized nations, our education system is grossly inadequate in meeting the standards of education that many other countries have developed. At one time, America was the world leader in technology, service, and industry, but overconfidence based on a historical belief in our superiority has caused our nation to fall behind the rapidly growing competitive market in the world with regard to education. The report in some respects is an unfair comparison of our education system, which does not have a national standard for goals, curriculum, or regulations, with other countries that do, but the findings nevertheless reflect the need for change. Our education system at this time is regulated by states which implement ... Free Essays on Other People's Children Free Essays on Other People's Children Philosophy of Education The term philosophy can be defined in many ways. I like to define philosophy to mean â€Å"truth.† When evaluating my philosophy of education, my views are clear and concise. Education should be provided to everyone, free of charge, and free of discriminations. Education today is provided to everyone publicly at no expense. Although free, it does not come without distractions. For instance, public schooling has turned into more of a daycare type setting for teachers and students. With emphasis based on violence, and rightfully so, I feel the learning environment has deteriorated to an extreme extent. Administrators focus more on dress codes and violence prevention, than they do on test scores and how we compare to other countries. According to "A Nation at Risk", the American education system has declined due to a " rising tide of mediocrity" in our schools. States such as New York have responded to the findings and recommendations of the report by implementing such strategies as the "Regents Action Plan" and the "New Compact for Learning". In the early 1980's, President Regan ordered a national commission to study our education system. The findings of this commission were that, compared with other industrialized nations, our education system is grossly inadequate in meeting the standards of education that many other countries have developed. At one time, America was the world leader in technology, service, and industry, but overconfidence based on a historical belief in our superiority has caused our nation to fall behind the rapidly growing competitive market in the world with regard to education. The report in some respects is an unfair comparison of our education system, which does not have a national standard for goals, curriculum, or regulations, with other countries that do, but the findings nevertheless reflect the need for change. Our education system at this time is regulated by states which implement ...

What You Need to Know About Diploma Mills

What You Need to Know About Diploma Mills A diploma mill is a company that awards unaccredited degrees and provides either an inferior education or no education at all. If youre considering attending an online school, learn as much about diploma mills as you can. This article will teach you how to spot them, how to avoid them, and how to take action if youve been a victim of a diploma mills false advertising. The Difference Between Unaccredited Programs and Diploma Mills If you want your degree to be accepted by employers and other schools, your best bet is to enroll in a school accredited by one of the six regional accreditors. Your degree may still be considered acceptable if it is from a school accredited by another organization recognized by the United States Department of Education (USDE) and/or the Council for Higher Education Accreditation (CHEA), such as the Distance Education Training Council. Being accredited by an agency approved by the USDE or CHEA adds legitimacy to the school. However, not all unaccredited schools can be considered diploma mills. Some new schools are undergoing the lengthy process required to receive accreditation. Other schools have chosen not to seek formal accreditation because they do not want to follow outside regulations or because they do not believe it is necessary for their organization. In order for a school to be considered a diploma mill, it must award degrees with little or no work required. The Two Types of Diploma Mills There are thousands of fake schools in the billion dollar diploma mill industry. However, most diploma mills fall into one of two categories: Diploma mills that openly sell degrees for cash - These schools are straight-up with their clients. They offer customers a degree for cash. Both the diploma mill and the recipient know that the degrees are illegitimate. Many of these schools do not operate under a single name. Instead, they let clients select the name of any school they choose. Diploma mills that pretend to be real schools - These companies are more dangerous. They pretend that they offer legitimate degrees. Students are often allured by promises of life experience credit or fast-track learning. They may have students do minimal work, but they usually award degrees in a very short amount of time (a few weeks or a few months). Many students graduate from these diploma mills thinking that they have earned a real degree. Diploma Mill Warning Signs You can find out if a school is accredited by an organization approved by the Department of Education by searching an online database. You should also keep an eye out for these diploma mill warning signs: Prospective students are bombarded with extreme promises about the degree program.Students are given one bill for the degree instead of being charged tuition for each class or credit hour.The schools website has no phone number.The schools address is a P.O. Box or apartment number.Promotional materials focus heavily on credit for life experience.The school does not have a .edu web address.There are no names of deans, directors, or professors on the website.The schools name is very similar to the name of a traditional, well-known school.Degrees are awarded in a very short period of time - only a few weeks or months.The school claims to be accredited by an organization that is not listed as an accreditor approved by the Department of Education. Diploma Mills and the Law Using a diploma mill degree to get a job could lose you your job, and your respect, in the workplace. Additionally, some states have laws that limit the use of diploma mill degrees. In Oregon, for example, prospective employees must inform employers if their degree is not from an accredited school. What to Do if You've Been Tricked by a Diploma Mill If youve been deceived by a diploma mills false advertising, immediately request a refund of your money. Send a registered letter to the companys address explaining the deception and asking for a full refund. Make a copy of the letter you send for your own records. Chances are low that theyll send the money back, but mailing the letter will provide you with the documentation you may need in the future. File a complaint with the Better Business Bureau. Filing will help warn other potential students about the diploma mill school. It takes just a few minutes and can be done completely online. You should also file a complaint with your states attorney general office. The office will read complaints and may choose to investigate the diploma mill school. List of Diploma Mills and Unaccredited Schools It is difficult for any organization to put together a complete list of degree mills because many new schools are created each month. It is also difficult for organizations to consistently tell the difference between a diploma mill and a school that is simply unaccredited. Oregons Student Assistance Commission maintains the most comprehensive list of unaccredited schools. However, it is not an exhaustive list. Be aware that the schools listed are not all necessarily diploma mills. Also, a school should not be considered legitimate just because it is not on the list.

Race, Politics, and Reconstruction, 1865-1875 Assignment

Race, Politics, and Reconstruction, 1865-1875 - Assignment Example Thompson worked at the radical end of the party. He was against the conservative compromises involved. He wanted the national government to reject it because it was coated with ethnicity and discrimination. Ruby was the first Black to be chosen into the state council. This became possible only because fewer Whites contested in the elections than Blacks. George ensured all races were treated with equivalence. He advocated for the fortification of civil constitutional rights of the Blacks. As the president of Texas Colored Labor Convention, he was able to assemble Republican electors in Texas. George built a foundation for black power and governances in Galveston. He cleverly advocated for their civil and party-political civil liberties. He worked cautiously with the hostile White politicians. This way, he opened more occasions for the Blacks through â€Å"compromise† politics. In the post-civil war period, Thompson had significant political power (Rabinowitz 265). He had to ensure he gratified both his goals and that of the wider social order. Through his political dispositions, Ruby compromised to ensure that his race was at least prosperous. In his efforts to safeguard the welfares of the Blacks, Ruby made some compromises in the aim of satiating later goals. In 1874, the Democrats efficaciously reclaimed power. He did not seek re-election because the Whites were prevalent in the assembly. The White politicians exhaled hostility, and Ruby had to tread carefully to guarantee his interest, and that of the Black community received the preferred

Airport Improvement Program Essay Example | Topics and Well Written Essays - 500 words

Airport Improvement Program - Essay Example Sponsors are generally permitted to expend AIP money towards major airfield capital improvement efforts as well as repairs. Projects eligible for AIP funding include; airport safety associated enhancements, improvement of capacity, protection of the environment in the airports and enhancement of security. The funds can also be used on professional services that come with the eligible projects i.e., plans, survey services and designs. It should be noted that the operating expenses associated with the same projects are not eligible for AIP funding. The projects must therefore be sufficiently justified apart from complying with federal requirements of procurement and environmental safety. In major primary airports, AIP grants cover 70% of the total eligible costs or 80% for implementation of noise programs. The range of coverage for general aviation airports, reliever and small primary airports ranges from 90%-95% of the total cost as per the statutory minimum requirements. AIP grants to airports are aimed to fund planning, development and implementation of noise compatibility projects at the public-use airports. In order to be eligible for AIP grants therefore the airports must either be owned by the public, privately owned but with scheduled services & a minimum of two thousand five hundred enplanements yearly. Also private airports designated as relievers by FAA are eligible. Inclusion in the NPIAS is another important eligibility requirement for AIP. AIP funds are generally used towards projects contributing to capital improvement at the airports. The funds can thus be expended on most of the airfield capital improvement projects and in some unique events on terminals, and hangars as well as some nonaviation developments. Professional services related to the projects are also eligible for funding. On the other hand, those projects associated operations in the airports and improvements that are revenue generating are typically not funded by AIP. Other

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2. What were weaknesses of the Weimar Republic? How did different political groups seek to remedy these weaknesses? The Treaty of Versailles, which put an end to World War I, caused a number of positive and negative outcomes in Germany. Germany was in need of a democratic government in order to meet the harsh provisions of the Treaty of Versailles. Established by members from the Social Democrat Party in 1919, the Weimar Republic became the central power in Germany for the following years. The republic was found in the city of Weimar and was a replacement, so to say, for the imperial government that had previously stood as the central authority. Even though the Weimar Republic managed to lead Germany for 15 years, it experienced devastating drawbacks such as hyperinflation, lack of support from the public, and the constant efforts from different groups to overthrow the government; because of these factors, different political groups sought a resolution, such as overthrowing the government and pushing for a strong leader. Severe economic problems arose in Germany essentially due to the punitive provisions of the Treaty of Versailles. â€Å"The German government began to print money to pay its bills.† (McKay, 872). In order to make up for the massive debt and reparations connected to the Treaty of Versailles, the government started to print loads of money. The influx of money across Germany due to newly printed bills caused prices to rise. Money became rather worthless with an abundance of it, which hurt many people’s incomes. Hyperinflation soon occurred, which put the economy in a weak position and further contributed to the downfall of the Weimar Republic. Many resented the government because of its agreement to the ... ..., Lativia, Poland, Czechoslovakia, Austria, Hungary, Russia, Romania, and Yugoslavia. 4.) How were the principles of national self-determination applied to the redrawing of Europe after the war and why didn't this theory work in practice? The map of Europe was redrawn after World War I such that the countries that desired independence had their own self-governing nation. This caused the German Empire, for instance, to grow smaller and not encompass the small countries that had previously been a part of the empire. Although these territorial changes were seemingly beneficial to some, they ultimately did not work in practice for various reasons. The countries that achieved independence were not successful for reasons such as their failure to establish diplomatic relations with other countries and weak infrastructure; these reasons combined resulted in a weak country.

Financial Services Overview Essay

The financial services industry is one of the most widespread and established industries in the global economy. All companies who have sales from the management of money for either individuals or institutions are included under this umbrella. In the United States alone, according to the Census Bureau 2007 industry report, it included 503,156 establishments, had approximately 6.6 million employees, and had revenues of 3.6 billion dollars. Financial services used to be a safe haven for conservative investors who thought the stocks provided higher than normal dividend yield, stable performance and revenues and some defense against volatility. Within the last decade however, the collapse of global financial economy due to the subprime market and derivatives market falling apart has led to more careful involvement in this industry. Moreover, greater regulation in both the U.S. and overseas has led to more controlled administration of many companies in this industry. This industry is also extremely susceptible to the waves of the economic cycle. The most opportune time to buy is during economic recessions since financial service companies tend to rise out of recession rather fast because interest rates are usually relatively low. Financial investments are typically undervalued during recession when stock prices are low. Collapse of the Market Although once considered a conservatives market 2008 and 2009 saw a shift in this thinking due to major issues arising in the financial services industry. Although a long-standing crisis of almost a decade, the collapse of the global economies came when in June 2007 Bear Stearns announced to the world that two of its major hedge funds, totaling in over three billion dollars, were failing. The disaster of these companies arose because they were cripplingly invested in the derivatives market based on the US subprime mortgage market. Additionally in September of 2008 Lehman Brothers, a U.S. investment bank, folded as well. Their meltdown gave headway to the issue of how interlocked and intertwined debt had become in this industry. Liquidity and credit quickly froze globally. Since that market crash international governments have focused on trying to regularize the financial system by putting money into the economy and bailing out banks. Since the crash banks and financial institutions have had more difficulty raising money and higher quality capitol. Furthermore, a important detail of the crash had to do with global trade imbalance, those of which are a key feature of the global economy. The emerging economies of rising countries such as China and India helped to finance the credit and housing bubbles that emerged in the United States and Europe. Since these countries continue to expand and grow they bring with them large capitol inflows into western economies. Another issue that the crash brought to light was the scandals from the financial institutions themselves. Goldman Sachs was accused of defrauding investors by failing to disclose conflicts of interest between with of its clients, Paulson & Co., and it’s investment decisions in their mortgage portfolio. Goldman Sachs was not the only financial services company to be caught up in scandal however, the sovereign debt crisis in Europe threatened the Europe an banking system and over shadowed the gossip of companies within this industry. Industry Trends Near Sourcing Outsourcing has been one a fast growing trend in the market within the last decade. However, apprehensions about data and security issues, increasing and hidden costs, and revived interest in American employment and quality are leading companies back to the United States. Many firms, especially within the financial services industry, are reverting back to operating in the U.S. This should quickly increase in 2013. Operating Excellence Cross line-of-business service models can grow a company many benefits however operating structures have been put on the back burner because of the pace of business strategy and regulatory change. Very few companies have shifted from coordination to standardization, which may lead them higher profits. Since many company structures are very set, it is complex to change the architecture of a company quickly. However since companies are getting used to government regulation after the crash, they can now focus on open source thinking and operating structures to increase revenues. The Experience economy Costumer experience is quickly becoming a key component to differentiation for financial services companies. Technology and business models are constantly changing to customer demand and now these same companies are coming to terms with the fact that the product is no longer the key differentiator. The sustainable competitive advantage comes from customer experience. Companies are expanding both their technology and their company culture to give consumers better access to great experience. Increasing Yield A strategy that has been implemented by central bankers in recent years is to add money into capitol markets to keep interest rates low and garner interest from riskier investors focused on yields. This increases junk and frontier bonds. Nevertheless well-established firms will stick with their well tested strategies and high performance instead of going after high and risky returns. Look for jump start companies in the financial services industry to take higher risk propositions and reputable companies to maintain their status quo. ETFs In the beginning of 2013 there were less than 100 ETFs. However, because the SEC removed regulation obstacles, money managers are making plans to get their ETFs to the market as soon as possible. Giving buyers more choices and then potentially lowering costs and finding more flexible solutions are positive consequences of this increase in ETFs. Regulation Since the near collapse of global markets within the last 5 or so years, regulation has been at an all time high. In the United States, the consumer financial protection bureau has appeared to control financial services firms and products by focusing on mortgages and loans. Since many governments feel that regulation has helped get the global economy back on its feet, there is no indication that there will be much if any deregulation in sight. Competitors Overview Although there are many companies in the financial services industry, Goldman Sachs has only a few direct competitors that can plausibly contest their industry lead standing. JP Morgan Chase & Co., and Morgan Stanley are two of their toughest competitors in the United States. Both companies beat market estimates easily. Morgan Stanley has started to focus more on wealth management rather than investment banking. Although many analysts believe that currently the only banking sector doing well is investment banking. Additionally, underwriting has gone up almost 30% and mergers and acquisitions have gone up more than 20%, both of which hurt companies such as Morgan Stanley, Shwab, and Merril Lynch. Furthermore, due to the slowing of mortgage financing and limited demand for loans, there is a decrease in revenue for major mortgage banks including JP Morgan. Within its industry Goldman Sachs continues excellence due to it’s strong client management. The stress put on effective management of capitol and regulating expenses is shown across its business. In addition, many smaller financial services companies are withdrawing from Wall Street in 2013 simply because they cannot compete with the capitol power of the major market players. Direct Competitor Comparison| | | GS| JPM| PVT1| MS| Industry| Market Cap:| 66.66B| 178.99B| N/A| 40.36B| 997.91M| Employees:| 32,000| 255,898| N/A| 57,061| 30.00| Qtrly Rev Growth (yoy):| 0.01| 0.01| N/A| 0.18| 0.47| Revenue (ttm):| 34.30B| 90.84B| 27.32B1| 27.38B| 90.52M| Gross Margin (ttm):| 0.91| N/A| N/A| 0.87| 0.53| EBITDA (ttm):| N/A| N/A| N/A| N/A| -575.82K| Operating Margin (ttm):| 0.36| 0.36| N/A| 0.17| 0.26| Net Income (ttm):| 7.37B| 21.43B| 290.00M1| 1.09B| N/A| EPS (ttm):| 14.49| 5.60| N/A| 0.53| 2.04| P/E (ttm):| 9.58| 8.43| N/A| 38.68| 13.71| PEG (5 yr expected):| 1.46| 1.18| N/A| 1.93| 1.97| P/S (ttm):| 1.94| 1.95| N/A| 1.45| 11.02| | | JPM = JPMorgan Chase & Co.| Pvt1 = Merrill Lynch and Co., Inc. (privately held)| MS = Morgan Stanley| Industry = Diversified Investments| 1 = As of 2012 | SWOT Analysis Strengths The three most advantageous strengths that Goldman Sachs has is their position as a global market leader, their international reach, and their talent and business relationships. Earning a market leading position means that they generally have higher margins, revenues and benefits, along with the capability to raise debt at a lower cost. They also tend to be more stable than their competitors. Having international reach gives them the advantage of working with companies that are international and companies based internationally giving them access to a much larger network. Lastly, though the economic meltdown has affected many companies, Goldman Sachs has held tight to its highly talented staffing and maintained it’s business relationships, thus preserving its rock solid foundation. Weaknesses A main weakness that Goldman Sachs unfortunately possesses is that it is concentrated in a few key products. This becomes risky because if one or more of their products goes under, it may take out the whole company. Another weakness they have is their high attrition rates. Although they hire the best and most talented people they often leave with the know how of the company for better jobs and opportunities. Hiring new employees means not only spending more money on training but also wasting valuable time finding the right niche for them in the company. Opportunities There are many opportunities for Goldman Sachs presently. Even though they already have international reach, there is opportunity to expand further. A strong international presence will increase growth and profit, expand the customer base, and lead to more stability. Also the emerging markets profit significant prospect to expand products to developed countries, while bringing in new sources of capitol. Another major opening is the economic slowdown and competitor banckruptcies which should help to eliminate some of their competition. This means that all the companies who can avoid bankruptcy, as Goldman Sachs should be able to do, will have increased profit margins. Less competition also means that there will be more money and higher prices. Threats Although the credit market crisis peaked in 2008, it is still an issue for firms to deal with. The cost of borrowing increases, which lowers margins and limits the free cash flow to shareholders. This coupled with mortgage issues could have prove to be very damaging to firms in this industry. Since mortgage loans are worth their not what it was purchased for but rather an unknown value, this increases uncertainty risk, increases discount rate for future cash flows and decreases stock value. Lastly, to attempt to stop inflation, the threat of a high rise in interest rates could strangle the profit margins of a business quickly, especially if they rely on raising money to finance expenses. Since the financial sector profits from borrowing low and lending high, this would particularly hurt this industry. Porters Five Forces Analysis Bargaining Power of Suppliers For Goldman Sachs their suppliers have little bargaining power because inputs are not a large part of costs. Therefore the firm will have long-term positive impact due to this, adding value to the company. Bargaining Power of Customers Fortunately for Goldman Sachs the customer base is extremely large and the product is tremendously valuable to them. Sincere there are so many customers generally no single one has customer has much bargaining leverage. Also, because the product carries such significance they are willing to pay a higher price, which is good for the firm. Intensity of Existing Competition The financial sector is a large industry which allows for many companies to exist without diminishing too much of the market share from each other. For Goldman Sachs, having many competitors is not necessarily a positive prospect, however having an industry large enough to handle so many firms balances out that negative. Moreover, government regulation limits the competition to an extent and the United States government has been heavily regulating since the recent crash. Threat of Substitutes The major threat of substitute occurs when contemplating alternative investment sources. However, Goldman Sachs is a dominating player in its market. This is especially the case because although mutual funds and hedge funds have given way for investors and individuals to receive higher returns and invest more heavily, they do not have the same level of customer satisfaction. Goldman Sachs prides itself on going above and beyond in creating products and services specifically suited for it’s clients, and making the ultimate customer experience. Threat of New Entrants New entrants in the financial services sector are very limited. High capitol requirements severely affect the plausibility of a company entering this market. Moreover, high sunk costs dissuades firms from entering because there is such a large up front cost with no guarantee for revenue in the future. Lastly, because companies such as Goldman Sachs have such strong brand names their customers tend to be extremely loyal, thus leaving little new customer base for new entrants.

Zar A Marketing Strategy - 1313 Words

Introduction Zara was founded in 1975 in Spain. Inditex which is the parent of Zara Company was founded ten years later by Co finder of this company, Amancio Ortega . Inditex has 7 other brands like Pull Bear, Massimo Dutti, Bershka, Stradivarius, Oysho and Uterqà ¼e. These companies have the same sales management approach with a focus on customers. In 1975, Zara opened its first store in A Coruà ±a in northwest of Spain. Today, Zara operates over 2000 stores in more than 88 countries around the world (Lu, 2014). The scale of production for Zara is close to 450 million items in a single year. According to Vincen, Kantor, and Geller (2013) Zara has enough knowledge in producing and offering fashion design products with reasonable prices. In addition, Zara is famous in quick delivery of new collection merchandise to their stores. According to Forbes, other retailers take six months to deliver new items to stores; however, Zara has ability to produce and deliver new products within two weeks. In fact, Zara had more advantage than any other brands in this fields. This competitive advantage for Zara is based on controlling business procedures in supply chain. This company is very different from most retailers who outsource their manufacturing to third party firms in other countries. Zara owns and closely controls their supply chain process which helps them to have more market demand (Lu, 2014). Zara Value Chain A value chain can be described by all activities that help aShow MoreRelatedGlobalization of South Africa8279 Words   |  34 Pagesemployment equity, skills development, ownership, management, socio-economic development and preferential procurement. Successful implementers of BEE also see it as a means to create economic growth in SA, and a vital element of their enterprises strategy. 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